This free GLP-1 cost calculator estimates what you’ll pay per month and per year for Wegovy, Zepbound, Ozempic, Mounjaro, and compounded semaglutide or tirzepatide — across cash-pay programs, retail list prices, insurance copays, and telehealth compounding. Prices last reviewed August 2026.
How This GLP-1 Cost Calculator Works
The estimates use August 2026 pricing: list prices of about $1,349/month for Wegovy, $1,272 for Zepbound, and roughly $1,000 for Ozempic, alongside the manufacturer self-pay programs that most cash payers actually use — NovoCare for Novo Nordisk drugs and LillyDirect vials for Zepbound ($299–449/month depending on dose). Compounded semaglutide runs roughly $149–300/month through telehealth providers, and compounded tirzepatide about $250–450.
Two things worth knowing before you budget: Novo Nordisk has announced Wegovy’s list price drops to $675/month in January 2027, and insurance coverage for weight-loss GLP-1s varies enormously by plan — always run a benefits check before assuming either the best or worst case. If your plan is cutting the benefit next year, our guide to what to do when your employer drops GLP-1 coverage in 2027 walks through open enrollment step by step.
For a full breakdown of what you’ll pay through every channel this year — self-pay programs, insurance rules, and savings tactics — see our guide to GLP-1 cost in 2026.
Ways to Lower Your GLP-1 Cost
- Manufacturer self-pay programs — usually the biggest lever if you’re uninsured or not covered: $299–499/month instead of $1,000+.
- Savings cards — if your commercial insurance covers the drug, manufacturer cards can bring copays down to as little as $25/month.
- Medicare GLP-1 Bridge — since July 2026, eligible Part D members pay a flat $50/month for Wegovy, Foundayo, or the Zepbound KwikPen. See who qualifies in our guide to Medicare GLP-1 coverage in 2026.
- Dose-aware budgeting — Zepbound vials cost less at starter doses; your first months may be cheaper than maintenance. Our dose schedule calculator shows when you’d reach each dose.
- Compounded options — significantly cheaper, but vet the pharmacy carefully and involve your prescriber. If you go this route, our units calculator helps you read vial doses correctly.
Prices Reviewed August 2026
These numbers are drug-only estimates from August 2026 manufacturer self-pay programs and published list prices. They do not include telehealth visit fees, shipping, pharmacy dispensing fees, or labs. Insurance estimates only work if you enter a real copay, because coverage for weight-loss GLP-1s still varies plan by plan.
GLP-1 Cost Calculator FAQ
How much does Wegovy or Zepbound cost per month without insurance?
At retail list price, about $1,349 (Wegovy) and $1,272 (Zepbound). Through manufacturer self-pay programs, most cash payers actually pay roughly $349–499/month for Wegovy via NovoCare (depending on dose and current promotions) and $299–449/month for Zepbound vials via LillyDirect.
How much does Ozempic cost without insurance?
Ozempic list price is about $1,000/month. The NovoCare self-pay program runs roughly $349–499/month depending on dose, which is the number most uninsured cash payers should start with instead of full list.
How much is the Wegovy pill in 2026?
The Wegovy pill uses the same $1,349 list price as weekly Wegovy. NovoCare self-pay is about $149–199/month at starter doses and $299/month at 9 mg and 25 mg. The calculator shows the $299 maintenance price unless you are still titrating.
What is the difference between list price and self-pay?
List price is the retail sticker a pharmacy can charge with no program and no insurance. Self-pay is the manufacturer cash program (NovoCare or LillyDirect vials) that most people actually use. For Wegovy, that gap is roughly $1,349 versus $349–499 a month.
Does insurance cover Wegovy or Zepbound for weight loss?
Sometimes. Coverage for obesity indications is plan-specific and often needs prior authorization. If your plan covers the drug, manufacturer savings cards can bring a commercial copay down to as little as $25/month. If it does not, use the self-pay or compounding path in the calculator instead of assuming the worst case. Formularies also change: CVS Caremark adds Zepbound back as a preferred option on October 1, 2026, which could turn a self-pay bill into a copay for many members.
Is compounded semaglutide really cheaper?
Usually yes, roughly $149–300/month versus $349+ for branded self-pay. Compounded drugs are not FDA-approved products, quality varies by pharmacy, and dosing is measured from vials. Involve your prescriber and use our units calculator if you go that route.
How do I estimate my yearly GLP-1 cost?
Pick your medication and pay method, then multiply the monthly number by 12. Starter months can be cheaper (Zepbound vials and the Wegovy pill both step up). For a week-by-week dose calendar, use the dose schedule calculator.
Will GLP-1 prices come down?
They are trending down. Zepbound vial prices were cut in late 2025, and Wegovy list price is set to drop to $675/month in January 2027. Competition and oral options should keep pressure on list prices. We will refresh this page when those numbers change.
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This calculator provides estimates for educational purposes only — actual prices vary by pharmacy, plan, dose, and date. It is not medical or financial advice.